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"WE LOVE OUR NEW PLACE!"
How can we express how much THANKS we owe you. We love our new place..You really are one of a kind!
Adam & Michelle
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Suzanne Anderson is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Fort McMurray, Gregoire Lake and Anzac Alberta home buying, real estate listings, and homes for sale in County, AB

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Fort McMurray, Gregoire Lake and Anzac real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Tax Considerations >Taxpayer Relief

Legislation included in the 1997 federal budget made significant changes that improve a homeowner's ability to profit from the sale of real estate. The capital gains tax exclusions on the sale of a principal residence is just one of several benefits for homeowners. When you sell a home you have owned and use for two of the five years prior to the sale, married couples are allowed to keep up to $500,000 in tax-free profits and taxpayers filing as singles can keep up to $250,000 before paying capital gains tax.

Long-term capital gain is also taxed at lower rates as a result of the Jobs and Growth Tax Relief Reconciliation Act passed in 2003. The maximum capital gains tax rates dropped from 20% to 15% and from 10% to 5%, effective for sales and exchanges taking place on or after May 6, 2003 and through December 31, 2007. In 2008 the 15% rate continues for higher income taxpayers, while the 5% rate for lower income taxpayers drops to 0%, but only for the 2008 tax year. On January 1, 2009, the 10% and 20% rates will be reinstated.

Consult your tax advisor for advice regarding your particular circumstance.

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Q	What is the highest altitude hotel in the world?
A	The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Suzanne Anderson, REALTORŽ, real estate agent and broker for Fort McMurray, Gregoire Lake and Anzac Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Anderson, REALTOR
RE/MAX Fort McMurray
9919 Biggs Avenue
Fort McMurray, Alberta Canada
T9H 1S2
Cell Phone: 780 713-9178
24 hr Pager: 780-713-9178
Fax: 780 743-4369
Email: suzanneanderson@NUMBER1EXPERT.com
With more than 20 successful years of sales & marketing experience, Suzanne Anderson, a licensed REALTOR in the Province of Alberta, has established a solid reputation due to her proven track record as a consistent Top Producer in Fort McMurray. By hiring Suzanne Anderson, you are hiring the best and signing on for quality and comprehensive service from beginning to end! Suzanne specializes in working with buyers and sellers as a dual agent for her companys in-house listings. Suzanne is a multi-million dollar producer and is recognized in the RE/MAX Sales System as a consistent top producer, belonging to the RE/MAX Chairman's Club, Hall of Fame, RE/MAX Platium Club and MLS Tripple Platium Club and in Top 1% of RE/MAX REALTORS Worldwide (2007). No matter what your real estate needs are, give Suzanne a call today and start packing! Referrals Welcome!



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