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Ask Anything: Fort McMurray, Gregoire Lake and Anzac Alberta home buying, real estate listings, and homes for sale in County, AB

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	Nearly every state has a mandate for seller disclosure. What must a seller disclose?
A	The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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Suzanne Anderson, REALTORŽ, real estate agent and broker for Fort McMurray, Gregoire Lake and Anzac Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Anderson, REALTOR
RE/MAX Fort McMurray
9919 Biggs Avenue
Fort McMurray, Alberta Canada
T9H 1S2
Cell Phone: 780 713-9178
24 hr Pager: 780-713-9178
Fax: 780 743-4369
Email: suzanneanderson@NUMBER1EXPERT.com
With more than 20 successful years of sales & marketing experience, Suzanne Anderson, a licensed REALTOR in the Province of Alberta, has established a solid reputation due to her proven track record as a consistent Top Producer in Fort McMurray. By hiring Suzanne Anderson, you are hiring the best and signing on for quality and comprehensive service from beginning to end! Suzanne specializes in working with buyers and sellers as a dual agent for her companys in-house listings. Suzanne is a multi-million dollar producer and is recognized in the RE/MAX Sales System as a consistent top producer, belonging to the RE/MAX Chairman's Club, Hall of Fame, RE/MAX Platium Club and MLS Tripple Platium Club and in Top 1% of RE/MAX REALTORS Worldwide (2007). No matter what your real estate needs are, give Suzanne a call today and start packing! Referrals Welcome!



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