Fort McMurray, Gregoire Lake and Anzac Alberta real estate listings, home buying, selling and relocation information

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First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Q	Why is the Terra Amata site in Nice, France famous?
A	Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Suzanne Anderson, REALTOR®, real estate agent and broker for Fort McMurray, Gregoire Lake and Anzac Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Anderson, REALTOR
RE/MAX Fort McMurray
9919 Biggs Avenue
Fort McMurray, Alberta Canada
T9H 1S2
Cell Phone: 780 713-9178
24 hr Pager: 780-713-9178
Fax: 780 743-4369
Email: suzanneanderson@NUMBER1EXPERT.com
With more than 20 successful years of sales & marketing experience, Suzanne Anderson, a licensed REALTOR in the Province of Alberta, has established a solid reputation due to her proven track record as a consistent Top Producer in Fort McMurray. By hiring Suzanne Anderson, you are hiring the best and signing on for quality and comprehensive service from beginning to end! Suzanne specializes in working with buyers and sellers as a dual agent for her company’s in-house listings. Suzanne is a multi-million dollar producer and is recognized in the RE/MAX Sales System as a consistent top producer, belonging to the RE/MAX Chairman's Club, Hall of Fame, RE/MAX Platium Club and MLS Tripple Platium Club and in Top 1% of RE/MAX REALTORS Worldwide (2007). No matter what your real estate needs are, give Suzanne a call today and start packing! Referrals Welcome!



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